DSB currently offers a number of certificate of deposit (CD) accounts featuring different maturity lengths and interest amounts. All CDs have a minimum deposit amount of $1,000. These rates are effective as of January 3, 2012.
CD Specials*
From time to time DSB will offer special CD rates or special terms. The minimum required deposit for these CDs is $1,000. Effective January 3, 2012 a 20 Month CD Special has an APY of 1.05% and Rate of 1.04%.
Our other CD rates and terms are as follows:
|
CD Term |
APY |
Interest Rate |
|
3 Month |
0.15% |
0.14% |
|
6 Month |
0.35% |
0.34% |
|
12 Month |
0.50% |
0.49% |
|
18 Month |
0.75% |
0.74% |
|
24 Month |
1.00% |
0.99% |
|
30 Month |
1.15% |
1.14% |
|
48 Month |
1.35% |
1.34% |
In addition to compounding your CD interest, you have the option of collecting a quarterly or monthly interest check or rolling it into another DSB account. We are more than happy to sit down with you and explain your interest options. Please contact a helpful member of our front line staff or a branch manager today!
*A penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice. All of our deposit products are insured by the Federal Deposit Insurance Corporation (FDIC), up to $250,000 per individual. If you have a question about your FDIC insurance limitations, please visit the FDIC's "EDIE" website to determine how the federal insurance rules and limitations may apply to you.
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